KLSE: LPI (8621)       LPI CAPITAL BHD MAIN : Finance
Last Price Today's Change   Day's Range   Trading Volume
12.18   +0.08 (0.66%)  12.18 - 12.18  3,500
Analyze this stock with MQ Trader system


Market Cap: 4,852 Million
NOSH: 398 Million
Avg Volume (4 weeks):48,095
4 Weeks Range:12.00 - 12.60
4 Weeks Price Volatility (%):
52 Weeks Range:12.00 - 14.28
52 Weeks Price Volatility (%):
Average Price Target: 13.66
Price Target Upside/Downside: +1.48

Financial Highlight

Latest Quarter | Ann. Date 31-Dec-2022 [#4]  |  07-Feb-2023
Next QR | Est. Ann. Date: 31-Mar-2023  |  14-Apr-2023
T4Q P/E | EY: 17.54  |  5.70%
T4Q DY | Payout %: 4.93%  |  86.41%
T4Q NAPS | P/NAPS: 5.4656  |  2.23
T4Q NP Margin | ROE: 16.69%  |  12.70%


Date Subject
20-Mar-2023 保险索偿料走低 伦平资本前景亮丽
08-Feb-2023 【行家论股】伦平 全年净利超标
08-Feb-2023 Daily Market Report - 08 February 2023
08-Feb-2023 LPI Capital - Firm Against Challenging Prospects
08-Feb-2023 LPI Capital - Higher reinsurance cost; claims to remain elevated in FY23
08-Feb-2023 LPI Capital’s 4Q Profit Rises 14% on Increased Investment Income, Lower Provisions
07-Feb-2023 MQ Market Updates - 07 February 2023
09-Jan-2023 【行家论股】伦平 MFRS 17提振净利
09-Jan-2023 LPI Capital Bhd - Surviving a Competitive Environment
09-Jan-2023 LPI Capital Bhd - Finding a Leg Up
19-Oct-2022 MQ Market Updates - 19 October 2022
18-Oct-2022 【行家论股】伦平 首9月净利达标
18-Oct-2022 MQ Market Updates - 18 October 2022
18-Oct-2022 保险索赔升繁荣税冲击 伦平资本第三季赚7475万
18-Oct-2022 LPI Capital - Further liberalisation to compress pricing of fire products
18-Oct-2022 LPI Capital - Opportunities Amid Softer Reporting
18-Oct-2022 Mplus Market Pulse - 18 Oct 2022
18-Oct-2022 LPI Capital 3Q Net Profit Falls 29% on Lower Profit From General Insurance Segment
17-Oct-2022 MQ Market Updates - 17 October 2022
05-Aug-2022 MQ Market Updates - 5 August 2022

Business Background

LPI Capital Bhd is a diversified insurance company that provides a wide range of products. LPI Capital generates revenue by writing premiums on insurance policies that it sells to individuals and businesses. The company’s personal insurance offerings include fire, health, liability, auto, and accident insurance. LPI Capital’s business insurance product portfolio expands on its personal line products by adding marine, glass, and burglary insurance. The company offers flexibility to its corporate customers by providing tailor-made plans for small and midsize enterprises.
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  3 people like this.
Kensington Higher net profit for the final quarter and 2nd interim dividend of 44 sen/share payable on 1 Mar 2012.
03/02/2021 5:20 PM
Kon Lim Chai Will there be bonus issue? Bonus issue in 2015 and 2018. Now 2021, also 3 yrs later. Follow Pbbank but 3 for 1?
03/02/2021 5:30 PM
Lyo82 Solid performance and good dividend, safe parking for money.
03/02/2021 5:37 PM
Sarah87 i guess 2022 only will have bonus share if economy recover by then
03/02/2021 6:43 PM
Knownfact 1 share b4 3/15 has become 1.8 share on top of Rm4.32 in dividend
05/02/2021 11:10 AM
TrumpJr Post removed. Why?
12/02/2021 1:38 PM
Kon Lim Chai I prefer to pick stocks that will increase my wealth.
13/02/2021 8:21 PM
apple168 辉瑞所谓90%有效率是临床试验。大家都懂得辉瑞实验人数不足,临床试验有否造假,只有当事人知道。有人根据辉瑞临床数据,认为它有效率只有29%。以目前的数据显示它的有效率是在29-90%。最终数据需要时间检验,毕竟这是新的技术疫苗—mRNA技术。要知道辉瑞公司的CEO自己都不敢打自家疫苗,可想而知,这新的技术疫苗—mRNA技术,还在研究当中。COVID-19不会因为有了疫苗,就这样结束,有了解药(anti-viral drug) 才是真正解决问题的根本!有新的技术疫苗,有效性29-90%(这么大的有效性差距),就一窝蜂去买复苏股,不就太冲动了吗?一切还言之过早!
17/02/2021 9:49 PM
Swen11 你真的觉得复苏股一定要等到疫苗才会好起来?不要天真了 人民要习惯怎样去应对 公司要改变 人民和公司不会坐着等疫苗 不然全是球人民要等死了 要灵活转变 复苏股也不会告诉你要复苏的时候才叫你买 买的是前景 大公司也都在为疫情也改变操作和运作方式 这才是王道
18/02/2021 11:48 AM
Kon Lim Chai AR is out and share price up substantially today. Look like something sweet on the way!
03/03/2021 6:15 PM
SHOB strong
04/03/2021 2:19 PM
hazli KUALA LUMPUR (March 11): A majority of life insurance companies in the country are extending financial assistance to their policyholders who may develop side effects or complications resulting in hospitalisation from Covid-19 vaccinations.
Life Insurance Association of Malaysia (LIAM) said the coverage includes hospitalisations costs that were medically necessary and reasonable due to side effects from COVID-19 vaccination under the National Covid-19 Immunisation Programme.
A number of life insurance companies are also offering cash relief programme for side effects under their respective Covid-19 vaccine fund or medical assistance programme,” it said in a statement today.
It said the assistance includes reimbursement of medical bills for Covid-19 patients and post Covid-19 vaccination support for hospitalisation due to vaccine side effects; medical assistance and special death benefits; hospitalisation income; and cash relief.
Chief executive officer Mark O’Dell advised policyholders to contact their insurance company to find out more about the assistance offered in the event that they may develop side effects due to the Covid-19 vaccine.
While applauding the government’s proactive efforts to protect the rakyat, he also urged Malaysians to play their part in the COVID-19 battle by registering for the immunisation programme via the MySejahtera application.
12/03/2021 1:00 PM
peng01 bonus issue coming
02/04/2021 3:48 PM
VivoPrince @peng01 Very likely in view up upward price movement even amid bearish market sentiment.
02/04/2021 5:11 PM
Kon Lim Chai 1st QR should be out this week.
12/04/2021 9:22 PM
Sarah87 2nd QR results should be out very soon d~~~~~
12/07/2021 5:06 PM
ahbah Good stock.
12/07/2021 5:09 PM
VivoPrince Angpow time!!!
14/07/2021 11:50 AM
drt6398 Why angpow time?..
14/07/2021 4:32 PM
Bgt 9963 Post removed. Why?
14/07/2021 4:42 PM
Sarah87 I am waiting for the QR~~~~ When will announce?
21/07/2021 3:10 PM
Kalaihselvan Krishnan Why can’t they just publish when to expect the results out? Is it against the law? I see US companies are very transparent. In Malaysia it’s like a surprise
22/07/2021 12:24 PM
Sarah87 For non financial institution yes. But for LPI cant, because it is a financial institution which need to get the approval from BNM for their QR first before it can be released.
22/07/2021 4:44 PM
Kalaihselvan Krishnan Thank you Sarah
22/07/2021 7:41 PM
Kalaihselvan Krishnan No results announced? Maybe they obtain extension.
31/07/2021 12:08 PM
VivoPrince 8.42% rise in net profit for 2Q FY 2021 (to RM109.89 mil) and 29 sen dividend/share.
05/08/2021 12:57 PM
Sarah87 slow and steady increase of dividen YtoY
05/08/2021 1:04 PM
Lawman LPI steady as always. Dividend ex-date on August 20th. PBT increased about 10% compared to Q1. Claims incurred ratio also going even lower to 35.8% payout which is basically unheard of for Malaysian insurance.
05/08/2021 3:48 PM
greenshoot As cars stood idle in people’s driveways and roads were largely deserted during the Covid-19 lockdown (MCO), the number of claims made on motor insurance policies fell sharply.
09/08/2021 6:32 PM
pushparaj Mother Public Bank Is Up Today
24/08/2021 6:49 PM
unicornbird Most of LPI profit comes from Fire insurance. Do you think this model is sustainable?
because their fire insurance is bundled with public bank mortgage, and sell at high mark up. If government start to regulate them, will LPI profit fall drastically?
06/09/2021 7:38 AM
Lawman Fire insurance is mandatory every single year to be paid by every single condo owner. How often does a condo unit ever burn down? Worthwhile reading below.


LPI is one of those companies you can just buy and forget about, and just keep collecting dividends far higher than your bank FD rate. The best listed insurance company in Malaysia, always profitable rain or shine and consistent dividend payer. Sadly, it no longer has the 15-20%+ compounded annual growth it used to have 10 years ago - mainly just a dividend stock now.
14/09/2021 10:21 PM
Sarah87 Totally agree with Lawman ~~~ the best gem !
17/09/2021 9:25 AM
unicornbird Lawman thank you for the good article on fire insurance.
the problem here is that LPI's fire insurance price is much higher than Great eastern. Public bank bundle LPI fire insurance into their mortgage and force borrowers to buy it at about 50% more expensive than market rate.
If bank negara allow borrowers to freely choose their fire insurer, then LPI could suffer?
19/09/2021 2:07 PM
Lawman unicornbird Okay so LPI Gross Written Premiums for Fire insurance in 2020 accounts for 41% of total premiums but accounts for the lions share of underwriting surplus at ~64%. I don't really benchmark between the various insurance providers but it seems that fire insurance only amounts to about RM100+ or less for a typical KL condo per year. This is based on amounts I have been paying for my KL condo properties which non seem to use LPI as the master fire insurance provider.

Not sure how price sensitive customers are as typically condo management committee will be the ones who chooses which insurance provider to use and get a master fire insurance title for the whole condo building. Public Bank bundling mortgage with fire insurance will go on unless government makes a law against this type of practice but in the meantime LPI will keep benefiting as Public Bank customers will keep using the LPI insurance.
19/09/2021 10:03 PM
Lawman So I think issues on fire insurance are quite negligible to LPIs earnings for at least the near/mid term. What is more pressing is that Tan Sri owns ~44% of LPI and at age 91 nobody or at least very few know what will happen in the future to these controlling shares. Who will take over the 44% ownership of LPI and how will LPI management and structure/culture be at that time....
19/09/2021 10:08 PM
unicornbird Lawman thank you for sharing your experience.
the founder's age is also my main concern about buying into LPI & Public bank. they may be taken over by other shareholders which can't manage well.
Fire insurance can be extremely price sensitive, as we move into digital age. they could be bundled into Grab's / Lazada's online packages. LPI benefit currently from gov's ignorance, but don't think the situation will remain for long. Everyone eyeing the fat pie

I dislike also about LPI's focus on fire. If they have more diversified like life insurance, hospitalization, etc. At least they can buffer for shocks
21/09/2021 1:57 PM
guppycrow Proxy stock preferrential horizon betapro global buy uptick.
06/10/2021 8:57 AM
goody99 I ask the following question in MNRB forum but no response. Maybe someone here is able to help:

for an insurance company, the problem is usually the motor claims. Do insurance companies benefited from lockdown as there are less motor theft? Could someone in the general insurance industry please enlighten us?
18/10/2021 9:49 AM
unicornbird goody i think insurance company benefit from it. Less traffic, less accident, less payout. But premium is the same
21/11/2021 4:40 PM
whocare1982 https://youtu.be/Fyp5TgesJwY
EP7:Public Bank,Maybank,CIMB ,Hong Leong Bank,LPI Capital Target Price & Technical Analysis!
17/12/2021 7:00 PM
quekkeong rce
24/12/2021 9:52 PM
VivoPrince Countdown to angpow time has begun.
10/01/2022 3:49 PM
VivoPrince Prospect for "angpow" is probably keeping LPI's share price steady. Can LPI also usher in the prospect of a bonus issue in the Year of the Tiger?
22/01/2022 8:40 AM
Sarah87 Looking forward to LPI dividen this coming February!!!!!!
31/01/2022 3:05 PM
VivoPrince 45 sen/share second interim dividend for FY2021.
07/02/2022 2:08 PM
Integrity. Intelligent. Industrious. 3iii (iiinvestsmart)$€£¥
All values MYR Thousands.
5-year trend

Cash Dividends Paid - Total


P/E Ratio (TTM)
Market Cap
RM5.43 B (RM 13.74 per share)
Shares Outstanding
Public Float
145.76 M
Latest Dividend
18/05/2022 8:19 PM
NatsukoMishima Should leave this stock asap to ptevent get div but lose capital !
18/10/2022 2:17 PM
unicornbird Anyone know why the profit drop so much? is it because fire insurance is liberalized?
08/11/2022 9:03 AM
777777 only 35cents dividend???? will sell my share after taking the dividend.PBB also not doing well. may sellmy Pbb shares as well
08/02/2023 2:04 AM

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